Tokenized US Gov MMFAAAm ratedmedium liquidity

BlackRock USD Institutional Digital Liquidity Fund

BUIDL

BlackRock USD Institutional Digital Liquidity Fund (BUIDL) is a Tokenized US Gov MMF issued by BlackRock / Securitize. It provides institutional investors with on-chain exposure to us treasury bills, repo, and cash, combining the safety profile of traditional fixed-income instruments with the settlement efficiency of tokenized assets.

Treasury Overview

SymbolBUIDL
IssuerBlackRock / Securitize
CategoryTokenized US Gov MMF
UnderlyingUS Treasury bills, repo, and cash
Credit RatingAAAm
Liquiditymedium
Current APY3.54%
Total Value Locked$830.5M
Data as of2026-05-07

Collateral & Underlying Assets

US Treasury bills, repo, and cash. Treasury bills are short-duration, zero-coupon US government securities with maturities up to one year. They are backed by the full faith and credit of the US government and are considered among the safest instruments globally.

Risk Analysis

Credit Quality

AAAm is the highest rating assigned to money market funds by major rating agencies such as S&P Global. It indicates exceptional credit quality, superior capacity to maintain a stable NAV, and minimal credit and market risk.

Liquidity Risk

T+1 or periodic settlement. Redemptions may take 1–2 business days or be subject to periodic windows. Suitable for reserves not needed on an intraday basis.

Yield Analysis

Current APY

3.54%

Total Value Locked

$830.5M

Source: DeFiLlama / RWA.xyz. Yields are variable and reflect recent on-chain data. Past performance is not indicative of future results.

Yields on tokenized treasury products are variable and reflect prevailing short-term interest rates. As rates change, yields will adjust accordingly. Quoted APY is not a guaranteed return.

Duration & Rate Sensitivity

Overnight / less than 1 montheffective duration

Very low — near-zero duration means minimal sensitivity to interest rate movements. NAV is highly stable even in rising-rate environments.

Key Insights

  • Institutional-only
  • $5M minimum
  • yield accrues daily as new tokens

Issuer & Provenance

BUIDL is issued and managed by BlackRock / Securitize. Risk profile and collateral data was last verified on .

Issuer disclosure ↗
Important Notice.The information on this page is provided for informational purposes only and does not constitute investment advice, a solicitation, or an offer to buy or sell any financial instrument. Tokenized treasury products may be subject to regulatory requirements, minimum investment thresholds, and accredited investor restrictions. Yield figures are variable and not guaranteed. Always consult the issuer's official documentation and a qualified financial advisor before making investment decisions.

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